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Manage Household Expenses and find Housing Assistance

In this section, you'll learn about programs that can increase your income and help you save money. For example, do you need help paying your fuel or electricity bill? You can get up to $400 from HEAP. Click on a program to learn more.

HEAP
Help paying your fuel & electricity bills
Heartshare – Neighborhood Heating Fund
Help paying your fuel & electricity bills
Applications are no longer being accepted for 2007 - 2008
LifeLine
Help paying your local phone bill
Housing Lotteries - Rental
Information on how to find affordable apartments in the city.
SCRIE (Senior Citizen Rent Increase Exemption)
Protection from rent increases for seniors living in rent-regulated apartments.
DRIE (Disability Rent Increase Exemption)
Protection from rent increases for people with disabilities living in rent-regulated apartments.
NYC Public Housing
Affordable apartments for New Yorkers.
First Home Club
Money for down payment or closing cost assistance for first-time homebuyers.
HomeFirst
Money for down payment or closing cost assistance for first-time homebuyers.
FEPS
Payment of rent arrears and ongoing rental assistance for people on Public Assistance with children.
One Shot
Payment of rent arrears by the Human Resources Administration.
New York City Housing Counseling Agencies
Assistance for renters, homeowners, and home buyers, including financial education, help with home maintenance costs, and homebuyer education
Citibank at Work
Free checking and savings accounts
Energyshare Winter Energy Assistance
Help with winter heating bills.
Mortgage and Foreclosure Counseling
Assistance with Mortgage and Foreclosure issues
Reverse Mortgage Counseling
Counseling you need before you can receive a reverse mortgage

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